Due to the simple definition of workers’ compensation — a form of insurance that provides employees who got injured at work medical and monetary benefits, many believe the manner of filing is easy. However, this is not the case as there are various rules governing workers’ compensation benefits, making it complicated and technical.
Being able to file a claim is just the beginning of the process. Certain complications may arise after it has been filed that may render the claim invalid and be delayed or denied. In such cases, you can make an appeal, but there are certain conditions that must be adhered to. That’s why it’s essential to be aware of your legal rights when you’re hurt at work to avoid workers’ compensation complications.
There are specific ways to avoid complications on your workers’ compensation claim. Check them out below:
- Report Your Injury As Soon As Possible
One of the reasons why employees don’t get workers’ compensation benefits is a delay in reporting the injury. Employees who have had jobsite injuries are encouraged to inform their employer or supervisor immediately.
Not only does this improve the likelihood of approval, but it also allows you to relay the incident that happened as accurately and detailed as possible. Aside from those, promptly reporting the injury will also make your employer aware of it, thereby getting immediate medical help and keeping the injury from getting worse.
- Report Your Injury Properly
In filing a workers’ compensation claim, timing is crucial, but it is not the only thing that you should consider. Procedures in reporting a work-related injury vary from one company to another, so asking for the assistance of your supervisor is vital to make sure you’re following the set guidelines. It is also important to give detailed and accurate information about your injury.
- Determine The Cause Of The Injury
Not because you are injured at work means you are eligible for workers’ compensation benefits. Aside from the accident leading to an injury happening in the workplace, it must also be within the course of employment. This means that at the time, you should be performing your boss’ business and not some personal matter. Further, questions may arise if you were injured during breaks, running a personal errand, or are traveling to and from work.
- Seek Treatment From A Designated Physician
If your injury is fatal, you go to the hospital where the ambulance takes you; otherwise, you should seek treatment from a medical provider designated by your employer. Going to your own doctor can compromise your right to claim workers’ compensation benefits. Your boss should be able to provide a list of designated healthcare providers.
- Avoid The Use Of Drugs And Alcohol
While the presence of drugs and alcohol in your system at the time of injury doesn’t immediately deny your workers’ compensation claim, it can compromise your right to receive benefits. That’s why employers are mandated to enforce a drug-free workplace.
- Consult A Workers’ Compensation Attorney
The Workers’ Compensation law has technicalities that may be hard for non-legal people to understand. To avoid complications and the delay or denial of your claim, consulting a workers’ compensation attorney is the best option. The legal professional will assess your case and be ready to fight for your rights.
Employers are responsible for the safety of their workers, and one way to do this is through workers’ compensation. Employees, however, also have a part to play. Avoid complications on your workers’ compensation claims by following the guidelines as set by the law and these essential tips.
Tara is a budding law writer who enjoys reading about the current happenings in the legal field. She’s currently applying her law knowledge into her works, which she hopes can be beneficial to her readers. She spends time with her friends and swimming in her spare time.